{"id":24452,"date":"2022-04-13T15:33:30","date_gmt":"2022-04-13T08:33:30","guid":{"rendered":"http:\/\/helpsme.misa.vn\/2022\/?post_type=ht_kb&p=24452"},"modified":"2025-11-03T11:07:01","modified_gmt":"2025-11-03T04:07:01","slug":"huong_dan_khai_bao_ho_so_vay","status":"publish","type":"ht_kb","link":"https:\/\/helpsme.misa.vn\/2023\/kb\/huong_dan_khai_bao_ho_so_vay\/","title":{"rendered":"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 khai b\u00e1o h\u1ed3 s\u01a1 vay?"},"content":{"rendered":"
\n
<\/span><\/p>\n

1. T\u1ed5ng quan<\/b><\/h3>\n

<\/div>

\nM\u1ee5c \u0111\u00edch:<\/b> H\u01b0\u1edbng d\u1eabn c\u00e1ch tr\u1ea3 l\u1eddi c\u00e1c c\u00e2u h\u1ecfi c\u1ee7a Ng\u00e2n h\u00e0ng khi l\u1eadp h\u1ed3 s\u01a1 vay v\u1ed1n tr\u1ef1c tuy\u1ebfn.
\nN\u1ed9i dung:<\/b><\/p>\n
    \n
  • H\u01b0\u1edbng d\u1eabn x\u00e1c \u0111\u1ecbnh t\u1ed5ng doanh thu tr\u00ean t\u1edd khai thu\u1ebf.<\/li>\n
  • H\u01b0\u1edbng d\u1eabn x\u00e1c \u0111\u1ecbnh t\u1ed5ng s\u1ed1 d\u01b0 n\u1ee3 vay t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/li>\n
  • H\u01b0\u1edbng d\u1eabn x\u00e1c \u0111\u1ecbnh d\u01b0 n\u1ee3 vay ng\u1eafn h\u1ea1n t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/li>\n
  • H\u01b0\u1edbng d\u1eabn tr\u1ea3 l\u1eddi v\u1ec1 ph\u00e1t sinh n\u1ee3 qu\u00e1 h\u1ea1n trong qu\u00e1 kh\u1ee9.<\/li>\n
  • L\u01b0u \u00fd khi khai b\u00e1o th\u00f4ng tin v\u1edbi Ng\u00e2n h\u00e0ng.<\/li>\n<\/ul>\n

    Ph\u1ea1m vi \u00e1p d\u1ee5ng:<\/b> K\u1ebf to\u00e1n, nh\u00e2n vi\u00ean l\u1eadp h\u1ed3 s\u01a1 vay v\u1ed1n, c\u00e1n b\u1ed9 t\u00e0i ch\u00ednh doanh nghi\u1ec7p <\/div><\/div>\n

    <\/span><\/p>\n

    2. C\u00e1c b\u01b0\u1edbc th\u1ef1c hi\u1ec7n<\/b><\/h3>\n

    <\/div>

    \n\n\n\n
    <\/div><\/div>\n
    <\/span><\/p>\n

    2.1 T\u1ed5ng doanh thu tr\u00ean t\u1edd khai thu\u1ebf<\/b><\/h4>\n

    <\/div>

    \nX\u00e1c \u0111\u1ecbnh n\u0103m c\u1ea7n khai b\u00e1o (v\u00ed d\u1ee5: n\u0103m 2017).<\/p>\n
      \n
    • N\u1ebfu k\u00ea khai thu\u1ebf GTGT theo qu\u00fd, c\u1ed9ng ch\u1ec9 ti\u00eau [34]<\/b> tr\u00ean t\u1edd khai thu\u1ebf GTGT t\u1eeb qu\u00fd 1 \u0111\u1ebfn qu\u00fd 4.<\/span><\/li>\n
    • N\u1ebfu k\u00ea khai thu\u1ebf GTGT theo th\u00e1ng, c\u1ed9ng ch\u1ec9 ti\u00eau <\/span>[34]<\/b> tr\u00ean t\u1edd khai thu\u1ebf GTGT t\u1eeb th\u00e1ng 1 \u0111\u1ebfn th\u00e1ng 12.<\/span><\/li>\n
    • N\u1ebfu c\u00f3 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh quy\u1ebft to\u00e1n thu\u1ebf, l\u1ea5y t\u1ed5ng doanh thu k\u00ea khai tr\u00ean <\/span>B\u00e1o c\u00e1o k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kinh doanh<\/b> b\u1ea3n n\u1ed9p c\u01a1 quan thu\u1ebf.<\/span><\/li>\n<\/ul>\n

      \"\" <\/div><\/div>\n

      <\/span><\/p>\n

      2.2 <\/b>T\u1ed5ng s\u1ed1 d\u01b0 n\u1ee3 vay (ng\u1eafn h\u1ea1n, trung h\u1ea1n, d\u00e0i h\u1ea1n) t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i<\/strong><\/h4>\n

      <\/div>

      \nB\u01b0\u1edbc 1:<\/b> M\u1edf s\u1ed5 chi ti\u1ebft t\u00e0i kho\u1ea3n 3411 – C\u00e1c kho\u1ea3n \u0111i vay<\/b> v\u00e0 ki\u1ec3m tra s\u1ed1 d\u01b0 n\u1ee3 t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i.<\/p>\n

      B\u01b0\u1edbc 2:<\/b> X\u00e1c \u0111\u1ecbnh trong t\u1ed5ng s\u1ed1 d\u01b0 n\u1ee3<\/b> hi\u1ec7n t\u1ea1i, d\u01b0 n\u1ee3 t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 bao nhi\u00eau \u0111\u1ec3 \u0111i\u1ec1n v\u00e0o n\u1ed9i dung tr\u1ea3 l\u1eddi.<\/p>\n

      L\u01b0u \u00fd:<\/b> T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 c\u00e1c Ng\u00e2n h\u00e0ng, C\u00f4ng ty t\u00e0i ch\u00ednh, Qu\u1ef9 t\u00edn d\u1ee5ng.<\/p>\n

      \"\" <\/div><\/div>\n

      <\/span><\/p>\n

      2.3 <\/b>D\u01b0 n\u1ee3 vay ng\u1eafn h\u1ea1n (d\u01b0\u1edbi 12 th\u00e1ng) t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u1edf th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i<\/strong><\/h4>\n

      <\/div>

      \nB\u01b0\u1edbc 1:<\/b> M\u1edf s\u1ed5 chi ti\u1ebft t\u00e0i kho\u1ea3n 3411 – C\u00e1c kho\u1ea3n \u0111i vay<\/b> v\u00e0 ki\u1ec3m tra s\u1ed1 d\u01b0 n\u1ee3 t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i.<\/p>\n

      B\u01b0\u1edbc 2:<\/b> X\u00e1c \u0111\u1ecbnh trong t\u1ed5ng s\u1ed1 d\u01b0 n\u1ee3<\/b> hi\u1ec7n t\u1ea1i, d\u01b0 n\u1ee3 vay ng\u1eafn h\u1ea1n t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 bao nhi\u00eau \u0111\u1ec3 \u0111i\u1ec1n v\u00e0o n\u1ed9i dung tr\u1ea3 l\u1eddi.
      \nL\u01b0u \u00fd:<\/b><\/p>\n

        \n
      • D\u01b0 n\u1ee3 vay ng\u1eafn h\u1ea1n l\u00e0 d\u01b0 n\u1ee3 c\u00f3 th\u1eddi h\u1ea1n vay t\u1eeb 12 th\u00e1ng tr\u1edf xu\u1ed1ng.<\/li>\n
      • T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 c\u00e1c Ng\u00e2n h\u00e0ng, C\u00f4ng ty t\u00e0i ch\u00ednh, Qu\u1ef9 t\u00edn d\u1ee5ng.<\/li>\n<\/ul>\n

        V\u00ed d\u1ee5:<\/b> T\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, doanh nghi\u1ec7p c\u00f3 t\u1ed5ng s\u1ed1 d\u01b0 n\u1ee3 t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 180.000.000 \u0111\u1ed3ng, trong \u0111\u00f3:<\/p>\n

          \n
        • Vay c\u1ee7a ng\u00e2n h\u00e0ng BIDV: 100.000.000 \u0111\u1ed3ng (Th\u1eddi h\u1ea1n vay 2 n\u0103m)<\/li>\n
        • Vay c\u1ee7a ng\u00e2n h\u00e0ng \u00c1 Ch\u00e2u: 80.000.000 \u0111\u1ed3ng (Th\u1eddi h\u1ea1n vay 6 th\u00e1ng)<\/li>\n<\/ul>\n

          => Nh\u01b0 v\u1eady, t\u1ed5ng d\u01b0 n\u1ee3 vay ng\u1eafn h\u1ea1n t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u1ed9p h\u1ed3 s\u01a1 vay<\/b> c\u1ee7a doanh nghi\u1ec7p l\u00e0: 80.000.000 \u0111\u1ed3ng.<\/p>\n

          \"\" <\/div><\/div>\n

          <\/span><\/p>\n

          2.4 Doanh nghi\u1ec7p c\u00f3 ph\u00e1t sinh n\u1ee3 qu\u00e1 h\u1ea1n trong qu\u00e1 kh\u1ee9 hay ch\u01b0a?<\/b><\/h4>\n

          <\/div>

          \nN\u1ebfu \u0111\u00e3 ph\u00e1t sinh, t\u00edch ch\u1ecdn \u00f4 \u0110\u00e3 ph\u00e1t sinh n\u1ee3<\/b>. N\u1ebfu ch\u01b0a ph\u00e1t sinh th\u00ec b\u1ecf qua t\u00f9y ch\u1ecdn n\u00e0y.<\/p>\n

          M\u1edf b\u1ea3ng theo d\u00f5i ti\u1ec1n vay c\u1ee7a doanh nghi\u1ec7p k\u1ec3 t\u1eeb khi th\u00e0nh l\u1eadp \u0111\u1ec3 ki\u1ec3m tra v\u00e0 \u0111i\u1ec1n n\u1ed9i dung tr\u1ea3 l\u1eddi.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n

          <\/span><\/p>\n

          3. L\u01b0u \u00fd<\/b><\/h3>\n

          <\/div>

          \n
            \n
          • Kh\u00e1ch h\u00e0ng vui l\u00f2ng khai b\u00e1o c\u00e1c th\u00f4ng tin ch\u00ednh x\u00e1c, trung th\u1ef1c. Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 th\u1ea9m \u0111\u1ecbnh t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin sau khi ph\u00ea duy\u1ec7t online b\u1eb1ng nhi\u1ec1u h\u00ecnh th\u1ee9c nh\u01b0: ki\u1ec3m tra \u0111\u1ed1i chi\u1ebfu v\u1edbi h\u1ec7 th\u1ed1ng li\u00ean ng\u00e2n h\u00e0ng… S\u1ef1 sai l\u1ec7ch c\u1ee7a th\u00f4ng tin khai b\u00e1o c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u00e2u tr\u1ea3 l\u1eddi kh\u00e1c nhau v\u1ec1 vi\u1ec7c ph\u00ea duy\u1ec7t t\u00edn d\u1ee5ng c\u1ee7a Ng\u00e2n h\u00e0ng.<\/li>\n
          • C\u00e1c th\u00f4ng tin \u0111\u00e3 khai b\u00e1o tr\u00ean \u0111\u00e2y c\u00f3 th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng ki\u1ec3m tra (n\u1ebfu c\u1ea7n), v\u00ec v\u1eady kh\u00e1ch h\u00e0ng vui l\u00f2ng l\u01b0u gi\u1eef c\u00e1c b\u1eb1ng ch\u1ee9ng \u0111\u1ec3 ch\u1ee9ng minh c\u00e1c th\u00f4ng tin khai b\u00e1o l\u00e0 \u0111\u00fang.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":133,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_links_to":"","_links_to_target":"","footnotes":""},"ht-kb-category":[2623,3269,2568,2627],"ht-kb-tag":[4871],"class_list":["post-24452","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-cau-hoi-thuong-gap-theo-nghiep-vu","ht_kb_category-chtg-vay-von-truc-tuyen","ht_kb_category-cau-hoi-thuong-gap","ht_kb_category-cau_hoi_thuong_gap_lien_quan_den_ngan_hang","ht_kb_tag-khai-bao-ho-so-vay"],"_links":{"self":[{"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/ht-kb\/24452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/users\/133"}],"replies":[{"embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/comments?post=24452"}],"version-history":[{"count":3,"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/ht-kb\/24452\/revisions"}],"predecessor-version":[{"id":50839,"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/ht-kb\/24452\/revisions\/50839"}],"wp:attachment":[{"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/media?parent=24452"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/ht-kb-category?post=24452"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2023\/wp-json\/wp\/v2\/ht-kb-tag?post=24452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}