{"id":11909,"date":"2020-08-13T14:34:42","date_gmt":"2020-08-13T07:34:42","guid":{"rendered":"http:\/\/help.sme2020.misa.vn\/?post_type=ht_kb&p=11909"},"modified":"2026-08-21T17:14:37","modified_gmt":"2026-08-21T10:14:37","slug":"lam-the-nao-khi-so-du-tk112-tren-bang-can-doi-tai-khoan-khong-khop-voi-so-ton-so-tien-gui-ngan-hang","status":"publish","type":"ht_kb","link":"https:\/\/helpsme.misa.vn\/2026\/kb\/lam-the-nao-khi-so-du-tk112-tren-bang-can-doi-tai-khoan-khong-khop-voi-so-ton-so-tien-gui-ngan-hang\/","title":{"rendered":"L\u00e0m th\u1ebf n\u00e0o khi s\u1ed1 d\u01b0 TK112 tr\u00ean b\u1ea3ng C\u00e2n \u0111\u1ed1i t\u00e0i kho\u1ea3n kh\u00f4ng kh\u1edbp v\u1edbi s\u1ed1 t\u1ed3n tr\u00ean s\u1ed5 ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng?"},"content":{"rendered":"
<\/span><\/p>\n

1. T\u1ed5ng quan<\/strong><\/h3>\n

<\/div>

\n

M\u1ee5c \u0111\u00edch:<\/strong> B\u00e0i vi\u1ebft gi\u00fap Anh\/Ch\u1ecb hi\u1ec3u nguy\u00ean nh\u00e2n v\u00e0 c\u00e1ch ki\u1ec3m tra, x\u1eed l\u00fd khi s\u1ed1 d\u01b0 c\u00e1c t\u00e0i kho\u1ea3n con c\u1ee7a TK112 tr\u00ean b\u1ea3ng c\u00e2n \u0111\u1ed1i s\u1ed1 ph\u00e1t sinh kh\u00f4ng kh\u1edbp v\u1edbi s\u1ed1 t\u1ed3n tr\u00ean s\u1ed5 ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng. Vi\u1ec7c n\u00e0y h\u1ed7 tr\u1ee3 \u0111\u1ed1i chi\u1ebfu, ph\u00e1t hi\u1ec7n v\u00e0 \u0111i\u1ec1u ch\u1ec9nh k\u1ecbp th\u1eddi c\u00e1c sai s\u00f3t.
\nN\u1ed9i dung b\u00e0i vi\u1ebft g\u1ed3m:<\/strong><\/p>\n

    \n
  • Bi\u1ec3u hi\u1ec7n ch\u00eanh l\u1ec7ch s\u1ed1 d\u01b0 gi\u1eefa t\u00e0i kho\u1ea3n con TK112 v\u00e0 s\u1ed5 ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng<\/li>\n
  • Nguy\u00ean nh\u00e2n do h\u1ea1ch to\u00e1n nh\u1ea7m t\u00e0i kho\u1ea3n k\u1ebf to\u00e1n<\/li>\n
  • H\u01b0\u1edbng d\u1eabn ki\u1ec3m tra, r\u00e0 so\u00e1t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n tr\u00ean ch\u1ee9ng t\u1eeb<\/li>\n<\/ul>\n

    Ph\u1ea1m vi \u00e1p d\u1ee5ng:<\/strong>\u00a0K\u1ebf to\u00e1n, Qu\u1ea3n tr\u1ecb h\u1ec7 th\u1ed1ng, Admin<\/p>\n

    Bi\u1ec3n hi\u1ec7n:<\/strong> <\/span>Tr\u01b0\u1eddng h\u1ee3p TK112 \u0111\u01b0\u1ee3c t\u00e1ch th\u00e0nh nhi\u1ec1u t\u00e0i kho\u1ea3n con, m\u1ed7i t\u00e0i kho\u1ea3n con t\u01b0\u01a1ng \u1ee9ng v\u1edbi 1 ng\u00e2n h\u00e0ng. Khi \u0111\u1ed1i chi\u1ebfu s\u1ed1 d\u01b0 c\u00e1c t\u00e0i kho\u1ea3n con c\u1ee7a TK112 tr\u00ean b\u1ea3ng c\u00e2n \u0111\u1ed1i s\u1ed1 ph\u00e1t sinh kh\u00f4ng kh\u1edbp v\u1edbi s\u1ed1 t\u1ed3n tr\u00ean s\u1ed5 ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng.<\/p>\n

    V\u00ed d\u1ee5:\u00a0 K\u1ebf to\u00e1n t\u00e1ch TK1121 th\u00e0nh 2 t\u00e0i kho\u1ea3n con l\u00e0:<\/em>
    \n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0TK 11211 t\u01b0\u01a1ng \u1ee9ng v\u1edbi Ng\u00e2n h\u00e0ng Qu\u00e2n \u0110\u1ed9i<\/em>
    \n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0TK 11212 t\u01b0\u01a1ng \u1ee9ng v\u1edbi Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 Ph\u00e1t Tri\u1ec3n<\/em>
    \n\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Khi xem b\u1ea3ng c\u00e2n \u0111\u1ed1i t\u00e0i kho\u1ea3n th\u1ea5y s\u1ed1 d\u01b0 TK11212: 18.000.000 \u0111\u1ed3ng nh\u01b0ng xem s\u1ed5 ti\u1ec1n g\u1eedi Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 v\u00e0 ph\u00e1t tri\u1ec3n s\u1ed1 t\u1ed3n l\u00e0: 60.000.000 \u0111\u1ed3ng.
    \n<\/em><\/p>\n

    \"\"<\/p>\n

    <\/h5>\n<\/div><\/div>
    <\/span><\/p>\n

    2. Nguy\u00ean nh\u00e2n v\u00e0 c\u00e1ch x\u1eed l\u00fd<\/strong><\/h3>\n

    <\/div>

    \n\n\n\n
    <\/div><\/div>
    <\/span><\/p>\n

    2.1 C\u00e1ch l\u1ea5y s\u1ed1 li\u1ec7u tr\u00ean b\u00e1o c\u00e1o<\/strong><\/h4>\n

    <\/div>

    \n

    \u0110\u1ec3 hi\u1ec3u r\u00f5 c\u01a1 ch\u1ebf hi\u1ec3n th\u1ecb b\u00e1o c\u00e1o v\u00e0 ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c ki\u1ec3m tra, \u0111\u1ed1i chi\u1ebfu s\u1ed1 li\u1ec7u, Anh\/Ch\u1ecb c\u1ea7n l\u01b0u \u00fd quy t\u1eafc l\u1ea5y s\u1ed1 li\u1ec7u c\u1ee7a t\u1eebng b\u00e1o c\u00e1o nh\u01b0 sau:<\/p>\n

      \n
    • \n

      Tr\u00ean B\u1ea3ng c\u00e2n \u0111\u1ed1i t\u00e0i kho\u1ea3n: <\/b>S\u1ed1 li\u1ec7u ph\u1ee5 thu\u1ed9c <\/span>ho\u00e0n to\u00e0n v\u00e0o T\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n (TK112)<\/b> \u0111\u01b0\u1ee3c ch\u1ecdn tr\u00ean c\u00e1c ch\u1ee9ng t\u1eeb ph\u00e1t sinh. <\/span>H\u1ec7 th\u1ed1ng ch\u1ec9 t\u1ed5ng h\u1ee3p theo t\u00e0i kho\u1ea3n k\u1ebf to\u00e1n v\u00e0 <\/span>kh\u00f4ng quan t\u00e2m<\/b> \u0111\u1ebfn th\u00f4ng tin T\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ch\u1ecdn tr\u00ean ch\u1ee9ng t\u1eeb l\u00e0 ng\u00e2n h\u00e0ng n\u00e0o.<\/span><\/p>\n<\/li>\n

    • \n

      Tr\u00ean S\u1ed5 ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng: <\/b>S\u1ed1 li\u1ec7u ph\u1ee5 thu\u1ed9c v\u00e0o <\/span>c\u1ea3 2 tham s\u1ed1<\/b>: <\/span>T\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n (TK112)<\/b> v\u00e0 <\/span>S\u1ed1 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng<\/b>. <\/span>H\u1ec7 th\u1ed1ng ch\u1ec9 l\u1ecdc v\u00e0 hi\u1ec3n th\u1ecb c\u00e1c ch\u1ee9ng t\u1eeb th\u1ecfa m\u00e3n \u0111\u1ed3ng th\u1eddi c\u1ea3 t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n v\u00e0 s\u1ed1 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng t\u01b0\u01a1ng \u1ee9ng.<\/span><\/p>\n<\/li>\n<\/ul>\n

      V\u00ed d\u1ee5 minh h\u1ecda:\u00a0<\/em> K\u1ebf to\u00e1n t\u00e1ch TK1121 th\u00e0nh 2 t\u00e0i kho\u1ea3n con l\u00e0:
      \nTK 11211 t\u01b0\u01a1ng \u1ee9ng v\u1edbi Ng\u00e2n h\u00e0ng MB
      \nTK 11212 t\u01b0\u01a1ng \u1ee9ng v\u1edbi Ng\u00e2n h\u00e0ng BIDV<\/p>\n

      Th\u1ef1c t\u1ebf sai s\u00f3t: Khi l\u1eadp ch\u1ee9ng t\u1eeb ph\u00e1t sinh t\u1ea1i Ng\u00e2n h\u00e0ng BIDV, k\u1ebf to\u00e1n ch\u1ecdn h\u1ea1ch to\u00e1n TK 11212 nh\u01b0ng l\u1ea1i ch\u1ecdn t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng chi\/n\u1ed9p l\u00e0 MB.<\/p>\n

      \u1ea2nh h\u01b0\u1edfng l\u00ean b\u00e1o c\u00e1o:<\/p>\n

        \n
      • \n

        B\u1ea3ng c\u00e2n \u0111\u1ed1i t\u00e0i kho\u1ea3n (TK 11212): \u0110\u00daNG. Do b\u00e1o c\u00e1o ch\u1ec9 c\u0103n c\u1ee9 v\u00e0o t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n TK 11211 n\u00ean s\u1ed1 li\u1ec7u v\u1eabn \u0111\u01b0\u1ee3c ghi nh\u1eadn \u0111\u1ea7y \u0111\u1ee7.<\/p>\n<\/li>\n

      • \n

        S\u1ed5 ti\u1ec1n g\u1eedi Ng\u00e2n h\u00e0ng BIDV: Thi\u1ebfu s\u1ed1 li\u1ec7u do b\u00e1o c\u00e1o l\u1ecdc \u0111\u1ed3ng th\u1eddi theo “TK 11212 + Ng\u00e2n h\u00e0ng BIDV”, ch\u1ee9ng t\u1eeb do b\u1ecb ch\u1ecdn nh\u1ea7m sang MB n\u00ean b\u1ecb b\u1ecf s\u00f3t.<\/p>\n<\/li>\n<\/ul>\n

        =>K\u1ebft qu\u1ea3:<\/strong> S\u1ed1 d\u01b0 TK 11212 tr\u00ean B\u1ea3ng c\u00e2n \u0111\u1ed1i t\u00e0i kho\u1ea3n s\u1ebd L\u1edaN H\u01a0N s\u1ed1 t\u1ed3n tr\u00ean S\u1ed5 ti\u1ec1n g\u1eedi Ng\u00e2n h\u00e0ng BIDV.<\/p>\n<\/div><\/div>

        <\/span><\/p>\n

        2.2 Nguy\u00ean nh\u00e2n<\/strong><\/h4>\n

        <\/div>

        \n

        Do c\u00f3 ch\u1ee9ng t\u1eeb ph\u00e1t sinh c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y nh\u01b0ng h\u1ea1ch to\u00e1n nh\u1ea7m v\u00e0o t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n k\u1ebf to\u00e1n kh\u00e1c.<\/p>\n<\/div><\/div>

        <\/span><\/p>\n

        2.3 C\u00e1ch x\u1eed l\u00fd<\/strong><\/h4>\n

        <\/div>

        \n

        B\u01b0\u1edbc 1:<\/strong> V\u00e0o B\u00e1o c\u00e1o\/ Ng\u00e2n h\u00e0ng\/ S\u1ed5 ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng<\/strong>\/ t\u1ea1i b\u1ea3ng tham s\u1ed1 ph\u1ea7n\u00a0T\u00e0i kho\u1ea3n<\/b>\u00a0ch\u1ecdn t\u00e0i kho\u1ea3n con c\u1ea7n ki\u1ec3m tra, ph\u1ea7n\u00a0TK ng\u00e2n h\u00e0ng\u00a0<\/b>ch\u1ecdn\u00a0T\u1ea5t c\u1ea3<\/b><\/p>\n

        \"\"<\/p>\n

          \n
        • V\u00ed d\u1ee5 nh\u01b0 h\u00ecnh d\u01b0\u1edbi, TK11212 t\u01b0\u01a1ng \u1ee9ng v\u1edbi\u00a0 nh\u01b0ng c\u00f3 ch\u1ee9ng t\u1eeb \u0111ang ch\u1ecdn s\u1ed1 t\u00e0i kho\u1ea3n chi l\u00e0 t\u00e0i kho\u1ea3n Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i.
          \n<\/em><\/li>\n<\/ul>\n

          \"\"<\/p>\n

          B\u01b0\u1edbc 2:<\/strong> M\u1edf ch\u1ee9ng t\u1eeb \u0111ang sai t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n v\u1edbi ng\u00e2n h\u00e0ng cho t\u00e0i kho\u1ea3n \u0111\u00f3 v\u00e0 ch\u1ecdn l\u1ea1i \u0111\u00fang t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n t\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. Sau \u0111\u00f3 xem l\u1ea1i b\u00e1o c\u00e1o.<\/p>\n

            \n
          • V\u00ed d\u1ee5: N\u1ebfu l\u00e0 TK11211 th\u00ec ch\u1ecdn s\u1ed1 t\u00e0i kho\u1ea3n chi \u01b0\u01a1ng \u1ee9ng v\u1edbi Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i ho\u1eb7c Ch\u1ecdn l\u1ea1i t\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n l\u00e0 TK11212 t\u01b0\u01a1ng \u1ee9ng v\u1edbi Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n<\/em><\/li>\n<\/ul>\n

            \"\"<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n<\/div>\n

             <\/p>\n","protected":false},"excerpt":{"rendered":"

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