{"id":19310,"date":"2021-06-02T14:51:19","date_gmt":"2021-06-02T07:51:19","guid":{"rendered":"http:\/\/helpsme.misa.local\/2022\/?post_type=ht_kb&#038;p=19310"},"modified":"2026-03-30T15:13:18","modified_gmt":"2026-03-30T08:13:18","slug":"khai-bao-hop-dong-tin-dung-khe-uoc-vay","status":"publish","type":"ht_kb","link":"https:\/\/helpsme.misa.vn\/2026\/kb\/khai-bao-hop-dong-tin-dung-khe-uoc-vay\/","title":{"rendered":"Khai b\u00e1o H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, Kh\u1ebf \u01b0\u1edbc vay"},"content":{"rendered":"<div class=\"su-accordion su-u-trim\">\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span><\/p>\n<h3><b>1. T\u1ed5ng quan<\/b><\/h3>\n<p><\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<b>M\u1ee5c \u0111\u00edch:<\/b> H\u01b0\u1edbng d\u1eabn khai b\u00e1o c\u00e1c H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng v\u00e0 Kh\u1ebf \u01b0\u1edbc vay ph\u00e1t sinh trong k\u1ef3 tr\u00ean ph\u1ea7n m\u1ec1m.<br \/>\n<b>N\u1ed9i dung:<\/b><\/p>\n<ul>\n<li>Khai b\u00e1o H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/li>\n<li>Khai b\u00e1o Kh\u1ebf \u01b0\u1edbc vay<\/li>\n<li>L\u01b0u \u00fd khi nh\u1eadp kh\u1ea9u v\u00e0 qu\u1ea3n l\u00fd H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\/Kh\u1ebf \u01b0\u1edbc vay<\/li>\n<\/ul>\n<p><b>Ph\u1ea1m vi \u00e1p d\u1ee5ng:<\/b> K\u1ebf to\u00e1n, c\u00e1n b\u1ed9 qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng, c\u00e1n b\u1ed9 t\u00e0i ch\u00ednh<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span><\/p>\n<h3><strong>2. C\u00e1c b\u01b0\u1edbc th\u1ef1c hi\u1ec7n<\/strong><\/h3>\n<p><\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\"><\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span><\/p>\n<h4><strong>2.1 Khai b\u00e1o h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/strong><\/h4>\n<p><\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p><b>B\u01b0\u1edbc 1:<\/b> V\u00e0o ph\u00e2n h\u1ec7 <strong>Kh\u1ebf \u01b0\u1edbc vay<\/strong>\/ch\u1ecdn <strong>H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/strong>\u00a0(Ho\u1eb7c v\u00e0o menu <strong>Nghi\u1ec7p v\u1ee5<\/strong>\/ <strong>Kh\u1ebf \u01b0\u1edbc vay<\/strong>\/ ch\u1ecdn <strong>H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/strong>). Trong \u0111\u00f3:<\/p>\n<ul>\n<li>V\u1edbi lo\u1ea1i <b>H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng h\u1ea1n m\u1ee9c<\/b>: C\u1ea7n khai b\u00e1o th\u00f4ng tin <b>H\u1ea1n m\u1ee9c cho vay<\/b> v\u00e0 <b>Th\u1eddi h\u1ea1n duy tr\u00ec h\u1ea1n m\u1ee9c<\/b> \u0111\u1ec3 ph\u1ee5c v\u1ee5 vi\u1ec7c qu\u1ea3n l\u00fd h\u1ea1n m\u1ee9c c\u00f2n \u0111\u01b0\u1ee3c vay, theo d\u00f5i ti\u1ec1n vay c\u00f2n ph\u1ea3i tr\u1ea3 c\u1ee7a t\u1eebng H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_08-700x432.png\" alt=\"\" width=\"700\" height=\"432\" \/><\/p>\n<ul>\n<li>V\u1edbi lo\u1ea1i <b>H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng kh\u00e1c<\/b>: C\u1ea7n khai b\u00e1o th\u00f4ng tin <b>S\u1ed1 ti\u1ec1n cho vay<\/b> v\u00e0 <b>Th\u1eddi h\u1ea1n cho vay<\/b>.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_09-700x213.png\" alt=\"\" width=\"700\" height=\"213\" \/><br \/>\n<b>B\u01b0\u1edbc 2:<\/b> Khai b\u00e1o <b>T\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/b> <em>(n\u1ebfu c\u00f3 nhu c\u1ea7u theo d\u00f5i t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a t\u1eebng H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng)<\/em>.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_10-700x81.png\" alt=\"\" width=\"700\" height=\"81\" \/><br \/>\n<b>B\u01b0\u1edbc 3:<\/b> Nh\u1ea5n <b>C\u1ea5t<\/b> \u0111\u1ec3 l\u01b0u th\u00f4ng tin.<\/p>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span><\/p>\n<h4><b>2.2. Khai b\u00e1o Kh\u1ebf \u01b0\u1edbc vay<\/b><\/h4>\n<p><\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<p><b>C\u00e1c b\u01b0\u1edbc th\u1ef1c hi\u1ec7n:<\/b><\/p>\n<p><b>B\u01b0\u1edbc 1:<\/b> V\u00e0o ph\u00e2n h\u1ec7 <strong>Kh\u1ebf \u01b0\u1edbc vay<\/strong>\/ch\u1ecdn <strong>Kh\u1ebf \u01b0\u1edbc vay<\/strong>\u00a0(Ho\u1eb7c v\u00e0o menu <strong>Nghi\u1ec7p v\u1ee5<\/strong>\/ <strong>Kh\u1ebf \u01b0\u1edbc vay<\/strong>\/ ch\u1ecdn <strong>K\u1ebf \u01b0\u1edbc vay<\/strong>). Trong \u0111\u00f3:<\/p>\n<ul>\n<li><b>T\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n n\u1ee3 g\u1ed1c; T\u00e0i kho\u1ea3n h\u1ea1ch to\u00e1n l\u00e3i vay<\/b>: s\u1ebd \u0111\u01b0\u1ee3c ng\u1ea7m \u0111\u1ecbnh tr\u00ean c\u00e1c ch\u1ee9ng t\u1eeb t\u1ef1 \u0111\u1ed9ng h\u1ea1ch to\u00e1n nghi\u1ec7p v\u1ee5 gi\u1ea3i ng\u00e2n, tr\u1ea3 n\u1ee3, t\u1ea5t to\u00e1n kho\u1ea3n vay.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_11-700x457.png\" alt=\"\" width=\"700\" height=\"457\" \/><br \/>\n<b>B\u01b0\u1edbc 2:<\/b> Khai b\u00e1o th\u00f4ng tin gi\u1ea3i ng\u00e2n. Trong \u0111\u00f3:<\/p>\n<ul>\n<li><b>H\u00ecnh th\u1ee9c gi\u1ea3i ng\u00e2n:<\/b> L\u00e0 c\u0103n c\u1ee9 \u0111\u1ec3 ch\u01b0\u01a1ng tr\u00ecnh h\u1ea1ch to\u00e1n nghi\u1ec7p v\u1ee5 nh\u1eadn gi\u1ea3i ng\u00e2n bao g\u1ed3m Ti\u1ec1n m\u1eb7t, Chuy\u1ec3n v\u00e0o t\u00e0i kho\u1ea3n, Chuy\u1ec3n cho NCC\n<ul style=\"list-style-type: disc;\">\n<li>N\u1ebfu b\u00ean cho vay chuy\u1ec3n th\u1eb3ng ti\u1ec1n tr\u1ea3 cho nh\u00e0 cung c\u1ea5p c\u1ee7a b\u00ean \u0111i vay:\n<ul style=\"list-style-type: square;\">\n<li>Ch\u1ecdn h\u00ecnh th\u1ee9c <b>Chuy\u1ec3n cho NCC<\/b><\/li>\n<li>Ch\u1ecdn <b>Lo\u1ea1i ch\u1ee9ng t\u1eeb h\u1ea1ch to\u00e1n<\/b>: ch\u01b0\u01a1ng tr\u00ecnh s\u1ebd l\u1eadp ch\u1ee9ng t\u1eeb t\u01b0\u01a1ng \u1ee9ng \u0111\u1ec3 h\u1ea1ch to\u00e1n nghi\u1ec7p v\u1ee5 &#8220;\u0110i vay tr\u1ea3 n\u1ee3 NCC&#8221;. <em>(N\u1ebfu ch\u1ecdn <b>\u1ee6y nhi\u1ec7m chi<\/b> th\u00ec ph\u1ea3i b\u1ecf t\u00edch ch\u1ecdn <b>H\u1ea1n ch\u1ebf t\u00e0i kho\u1ea3n khi nh\u1eadp ch\u1ee9ng t\u1eeb<\/b> tr\u00ean menu <a href=\"\/2026\/kb\/thietlap_hethong\/#1-tuy-chon-rieng\">H\u1ec7 th\u1ed1ng\\T\u00f9y ch\u1ecdn\\T\u00f9y ch\u1ecdn ri\u00eang<\/a> th\u00ec m\u1edbi h\u1ea1ch to\u00e1n \u0111\u01b0\u1ee3c n\u1ee3 g\u1ed1c v\u00e0o b\u00ean C\u00f3 TK 3411)<\/em><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_12-700x496.png\" alt=\"\" width=\"700\" height=\"496\" \/><br \/>\n<b>B\u01b0\u1edbc 3:<\/b> Khai b\u00e1o th\u00f4ng tin <b>l\u00e3i su\u1ea5t<\/b>: L\u00e0m c\u0103n c\u1ee9 \u0111\u1ec3 t\u00ednh s\u1ed1 ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3:<\/p>\n<ul>\n<li><b>C\u00e1ch t\u00ednh l\u00e3i tr\u00ean d\u01b0 n\u1ee3 th\u1ef1c t\u1ebf<\/b>: Ti\u1ec1n l\u00e3i \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean <b>n\u1ee3 g\u1ed1c c\u00f2n l\u1ea1i<\/b> t\u1ea1i th\u1eddi \u0111i\u1ec3m t\u00ednh l\u00e3i, ti\u1ec1n l\u00e3i gi\u1ea3m d\u1ea7n sau m\u1ed7i l\u1ea7n tr\u1ea3 g\u1ed1c.<\/li>\n<li><b>C\u00e1ch t\u00ednh l\u00e3i tr\u00ean n\u1ee3 g\u1ed1c ban \u0111\u1ea7u<\/b>: Ti\u1ec1n l\u00e3i \u0111\u01b0\u1ee3c t\u00ednh tr\u00ean <b>n\u1ee3 g\u1ed1c ban \u0111\u1ea7u<\/b> t\u1ea1i th\u1eddi \u0111i\u1ec3m t\u00ednh l\u00e3i, ti\u1ec1n l\u00e3i c\u1ed1 \u0111\u1ecbnh trong su\u1ed1t th\u1eddi gian vay.<\/li>\n<li>V\u1edbi <b>Lo\u1ea1i l\u00e3i su\u1ea5t c\u00f3 \u0111i\u1ec1u ch\u1ec9nh<\/b>: Khai b\u00e1o l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng l\u1ea7n \u0111\u1ea7u v\u00e0 th\u1eddi \u0111i\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a l\u00e3i su\u1ea5t \u0111\u00f3. Khi c\u00f3 s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t, s\u1eeda kh\u1ebf \u01b0\u1edbc vay \u0111\u1ec3 c\u1eadp nh\u1eadt th\u00eam l\u00e3i su\u1ea5t m\u1edbi.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_13-700x275.png\" alt=\"\" width=\"700\" height=\"275\" \/><br \/>\n<b>B\u01b0\u1edbc 4:<\/b> Khai b\u00e1o <b>K\u1ef3 tr\u1ea3 n\u1ee3<\/b>:<\/p>\n<ul>\n<li>Th\u00f4ng tin <b>Tr\u1ea3 g\u1ed1c, Tr\u1ea3 l\u00e3i<\/b>: L\u00e0m c\u0103n c\u1ee9 \u0111\u1ec3 <a href=\"\/2026\/kb\/tinh-lich-tra-no-vay\/\">t\u00ednh to\u00e1n l\u1ecbch tr\u1ea3 n\u1ee3<\/a>.<\/li>\n<li><b>Ph\u01b0\u01a1ng th\u1ee9c tr\u1ea3 n\u1ee3<\/b>: L\u00e0 c\u0103n c\u1ee9 \u0111\u1ec3 ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 \u0111\u1ed9ng h\u1ea1ch to\u00e1n nghi\u1ec7p v\u1ee5 tr\u1ea3 n\u1ee3.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_14-700x146.png\" alt=\"\" width=\"700\" height=\"146\" \/><br \/>\n<b>B\u01b0\u1edbc 5:<\/b> Khai b\u00e1o c\u00e1c th\u00f4ng tin <b>Th\u1ed1ng k\u00ea<\/b>: Ch\u01b0\u01a1ng tr\u00ecnh s\u1ebd t\u1ef1 \u0111\u1ed9ng l\u1ea5y th\u00f4ng tin n\u00e0y l\u00ean c\u00e1c ch\u1ee9ng t\u1eeb h\u1ea1ch to\u00e1n nghi\u1ec7p v\u1ee5 gi\u1ea3i ng\u00e2n, tr\u1ea3 n\u1ee3, t\u1ea5t to\u00e1n kho\u1ea3n vay, gi\u00fap th\u1ed1ng k\u00ea t\u00ecnh h\u00ecnh th\u1ef1c hi\u1ec7n H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\/Kh\u1ebf \u01b0\u1edbc vay theo nhi\u1ec1u ti\u00eau ch\u00ed nh\u01b0: C\u00f4ng tr\u00ecnh, H\u1ee3p \u0111\u1ed3ng, \u0110\u01a1n \u0111\u1eb7t h\u00e0ng, &#8230; <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_15-700x203.png\" alt=\"\" width=\"700\" height=\"203\" \/><br \/>\n<b>B\u01b0\u1edbc 6:<\/b> Nh\u1ea5n <b>C\u1ea5t<\/b> \u0111\u1ec3 l\u01b0u th\u00f4ng tin<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n<div class=\"su-spoiler su-spoiler-style-default su-spoiler-icon-plus\" data-scroll-offset=\"0\" data-anchor-in-url=\"no\"><div class=\"su-spoiler-title\" tabindex=\"0\" role=\"button\"><span class=\"su-spoiler-icon\"><\/span><\/p>\n<h3><b>3. L\u01b0u \u00fd<\/b><\/h3>\n<p><\/div><div class=\"su-spoiler-content su-u-clearfix su-u-trim\">\n<ul>\n<li>C\u00f3 th\u1ec3 nh\u1eadp kh\u1ea9u H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\/Kh\u1ebf \u01b0\u1edbc vay t\u1eeb file excel v\u00e0o ph\u1ea7n m\u1ec1m. C\u00e1ch th\u1ef1c hi\u1ec7n t\u01b0\u01a1ng t\u1ef1 h\u01b0\u1edbng d\u1eabn <a href=\"\/2026\/kb\/html_10050000\/\"><b>t\u1ea1i \u0111\u00e2y<\/b><\/a>.<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/helpsme.misa.vn\/2022\/wp-content\/uploads\/2021\/06\/kheuocvay_07-700x201.png\" alt=\"\" width=\"700\" height=\"201\" \/><\/p>\n<ul>\n<li>Xem to\u00e0n b\u1ed9 lu\u1ed3ng nghi\u1ec7p v\u1ee5 qu\u1ea3n l\u00fd H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\/Kh\u1ebf \u01b0\u1edbc vay <a href=\"\/2026\/kb\/quan-ly-hop-dong-tin-dung-khe-uoc-vay\/\"><b>t\u1ea1i \u0111\u00e2y<\/b><\/a>.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":159,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_links_to":"","_links_to_target":"","footnotes":""},"ht-kb-category":[3343],"ht-kb-tag":[],"class_list":["post-19310","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-khe-uoc-vay"],"_links":{"self":[{"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/ht-kb\/19310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/users\/159"}],"replies":[{"embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/comments?post=19310"}],"version-history":[{"count":6,"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/ht-kb\/19310\/revisions"}],"predecessor-version":[{"id":68691,"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/ht-kb\/19310\/revisions\/68691"}],"wp:attachment":[{"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/media?parent=19310"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/ht-kb-category?post=19310"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/helpsme.misa.vn\/2026\/wp-json\/wp\/v2\/ht-kb-tag?post=19310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}